We Go Above and Beyond for Our Clients, But Our Service Can’t Fix Everything

Hundreds of thousands of Americans have negative information on their credit reports that shouldn’t be there. Many of these errors can lead to increased expenses, embarrassment, or even employment denial. Some of the most costly errors on credit reports are often hard to identify, and although they may look like legitimate entries on your credit reports, many of them should not be there. Liberty Credit Consulting has the knowledge and experience to identify these inaccuracies, and our “Factual Technical Dispute Methodology” provides us with an outstanding, logical and compliant dispute system designed to achieve great results.

If you need to optimize your credit scores to better meet FICO® standards, are in need of adding positive credit information to your credit reports, and are willing and able to follow our guidance, then we will work with you to develop a plan to accomplish your goals. Improving your credit score is a multi-faceted tactic that includes the removal of negative information combined with the addition of positive information, but there’s more to it than that. We’re experts at identifying optimum solutions to our clients’ varied situations. With your input, we will identify the actions you need to take in order to fully optimize your credit profile for maximum results within the FICO® scoring model.

Here’s What We Can’t Do

Liberty Credit Consulting does not provide debt consolidation loans, traditional debt counseling, or debt consolidation. We do provide credit education that could allow you to better understand the above services that other companies offer.

Regardless of the status of the negative information you wish to have removed from your credit reports, if that information is being reported onto your credit report in a manner that is inconsistent with current consumer protection laws we can work to have those items investigated and many times removed. Our service does not take the place of bankruptcy and cannot remove all types of valid collections or original creditor debt. If you are looking for a company that will attempt to remove all of your legitimate debt, or if you are not able to pay your current bills, then Liberty Credit Consulting is likely not the company you are looking for.

If you are in a dire situation such as the one described above, you may want to speak with an attorney about your options and shift your focus onto finding a solution that you can live with and afford before looking to hire a credit repair company like ours. We can help you with making payment offers to collectors, however if you currently have no money to pay your bills you won’t be able to afford our service or any partial payments you may choose to make to settle your accounts. Please consider all of your options and understand what our service can and can’t provide before signing up.