Tag: debt collector

Repairing your credit reports is done by following an established and regulated process. In many ways, credit repair is similar to the process of discovery in a legal proceeding. You are entitled to review the evidence that is being used against you by the collector as the basis for the claim they are making against you (the negative account on your credit report). The official way that you begin to review the evidence is by first informing the required parties that you do not agree with what they are saying about you by filing a dispute with the credit bureau and a validation request with the collector. This lets the responsible parties know that you are requesting that they perform […]