DIY Credit Repair Course Module 6: Writing Debt Collector Validation Letters

When Are Debt Collector Validation Letters Appropriate? Credit repair is done by following an established and regulated process. Credit repair is similar to the process of discovery in a legal proceeding. Consumers are entitled to request proof that the evidence that is being used against them to report negative information to the credit bureaus is legitimate, and maintained as required by law.  The official way that consumers begin this process is by first informing the credit bureaus that they do not agree with the information that the credit bureaus are reporting. This is done by filing a dispute with the bureau. This lets the credit bureaus know that a consumer is requesting that they perform an investigation into the referenced […]

Read more