DIY Credit Repair Course Module 7: The Complete 609 Dispute Letter System

What Are 609 Dispute Letters? In order for a credit reporting agency to report anything onto a consumer’s credit reports, it has to be verifiable. The law makes it clear that before the information can be reported onto a consumer’s credit reports the credit bureaus are required to verify it, and that they are supposed to retain copies of that verifying information, and that they have to provide consumers with some of that information when it is requested. 609 letters challenge the credit bureaus right to report information about consumers and asks to see the verifying information that the credit bureau is then required to provide. If they don’t, then they have no legal right to report the information onto […]

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