Building Your Credit 101

Credit Restoration Company - About Us

Building Your Credit 101: The Basics Whether building your credit for the first time or recovering from a history of bad credit, there are some great tactics that you can use to get the ball rolling in the right direction.  Any type of credit building or repairing takes months to years to fully accomplish, but incremental progress and credit score increases can be seen along the way and sometimes the most significant positive change occurs within the first few months of this process. The first step to take is to download your credit reports, even if you think you have no history of credit.  Go to annualcreditreport.com and download your credit reports from all 3 credit bureaus – Experian, Equifax […]

Read more

Credit Card Cash Back

Credit Restoration Company - About Us

Credit Card Cash Back: Getting Paid For Using Credit Having a great credit score, paying no credit card interest each month, and getting paid by the credit card companies all at the same time sounds too good to be true.  The truth is, it’s pretty much automatic if you’re disciplined. One of the most effective ways to build or raise your credit worthiness is to show that you have the ability to use credit responsibly.  One of the major factors credit reporting agencies consider when determining credit scores is something called credit utilization.  All of your available credit card credit, summed up, against the total amount of credit that you are actually using is your credit utilization (for credit cards). […]

Read more