The Secrets behind the FICO Score If there was a number which could represent your financial well being to the companies you have to do business with in life, it would be your credit score. This secret number influences how much you pay for car insurance, your vehicle, your rent or mortgage payments, cable and […]
Paying collection agencies is not always the right thing to do if your primary concern is increasing your borrowing potential. For several reasons, paying collection agencies is something can have a very negative effect on your borrowing ability due to the negative effect on your credit score that it causes. Making regular payments to a […]
Check out this great list of resources for those with bad credit. Download dispute letters, an awesome dispute tracking program, our full length step-by-step guide to credit repair and much more all for free.
Statute of Limitations for debt collection is the time when a creditor or collector can obtain a court judgment ordering payment of the debt. #fcra
Bad Credit Personal Loans: Are They Ever A Good Choice? For the most part, it is always better to try and achieve your goals in life without having to rack up significant debt. There are instances, however, when loans can help to improve the quality of your life at a reasonable cost. One example of […]
Building Your Credit 101: The Basics Whether building your credit for the first time or recovering from a history of bad credit, there are some great tactics that you can use to get the ball rolling in the right direction. Any type of credit building or repairing takes months to years to fully accomplish, but […]
When it comes to credit reporting and understanding everything that goes into making your credit score, it is very important to understand what trade-lines are. Quite simply, trade-lines are the actual information items that are reported by creditors onto your credit reports. These trade-lines can be either positive or negative, and they are extremely important […]