Do Credit Repair Companies Really Work?

Hello, my name is Kent Greenfields and I am a Managing Member of Liberty Credit Consulting, a consumer credit education service. Formally, my company offered a paid credit repair service to our clients, however we recently made the decision to stop offering a paid service and focus on providing free consumer credit repair materials including dispute letter templates, step-by-step instructions and a downloadable dispute letter tracker as part of a free credit repair kit so that consumers can fix their credit themselves. Can a credit repair company help? Absolutely. (Some) credit repair companies know the ins and outs of the industry and can help consumers under certain limited circumstances, however I do not believe that the price that 99.9% of […]

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DIY Credit Repair Course Accessory Module 2: Collection Accounts Are Always Negative, Even When Paid On Time

The Debt Collection Process Imagine you are walking down the street and a person that you do not know, let’s call him Kurt, comes up to you and demands that you give him $5,000, which he claims that you owe him. You explain that you do not even know who he is let alone owe him five grand. He insists that you do owe him money because you owe Joe money (Joe is a mutual acquaintance). Kurt says that if you don’t pay him the money you owe Joe, he is going to call your future boss to make sure you don’t get hired, then he’s going to call your future landlord to make sure you can never rent another […]

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DIY Credit Repair Course Accessory Module 1: Personal Credit Repair Quick Start Guide

Personal Credit Repair Quick Start Guide GET YOUR FREE CREDIT REPORTS Removing all negative entries from your credit reports does not need to be difficult or time consuming. Follow this simple step-by-step plan to get started immediately. First, you need to get a copy of your three credit reports from the major credit reporting agencies, Experian, Equifax and TransUnion. You are entitled to request one free copy per year. Go to the official government website to request them for free. Annualcreditreport.com is the only place where you can get a free copy of your credit reports: www.annualcreditreport.com If you cannot request them online, you can mail a request for a copy to them directly at the following addresses: EXPERIAN P.O. […]

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